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Canada Learning Bond : ウィキペディア英語版
Canada Learning Bond

The Canada Learning Bond (CLB) is a grant paid by the government of Canada to assist low-income families with saving money for their children's post-secondary education. The CLB relies primarily on the National Child Benefit (NCB) program to determine which families may be eligible and the tax regulations for the Registered Education Savings Plan (RESP) to guide the eventual use of the CLB funds.
==History==

As part of the 2004 Canadian federal budget, the Minister of Finance Ralph Goodale introduced the Canada Learning Bond as a way to encourage low-income families to use a RESP for saving money to be used for a child's post-secondary education.〔Department of Finance Canada (2004, March 23). ''Learning: Cornerstone of Canada's economic and social progress''. Retrieved June 22, 2008, from http://www.fin.gc.ca/budget04/pamph/paleae.htm〕 The maximum net benefit outlined per child was $2000 () over fifteen years and the budget estimated over 120,000 newborn children would be eligible in 2004 with an estimated budget cost of $85 million.〔 As part of the 2006 Canadian federal budget, Minister of Finance Jim Flaherty maintained the status quo of the CLB program by specifying that the proposed 2006 Universal Child Care Benefit (i.e., $1,200 per year per child under six) would not be considered as income when determining eligibility for the CLB.〔Department of Finance Canada (2006, May 2). ''Building a better Canada: Families and communities''. Retrieved June 22, 2008, from http://www.fin.gc.ca/budget06/bp/bpc3ce.htm〕 As of 2006, the program did not achieve its participation or distribution goals.〔Schmidt, S. (2006, December 22). Ottawa education initiative falling flat. ''CanWest News Service''. Retrieved June 24, 2008, from http://www.canada.com/saskatoonstarphoenix/story.html?id=720dfbc5-5279-478a-8765-82df67b45f1c&k=63142〕 Less than five percent of eligible children received the grant over the program's first two and a half years (i.e., 19,259 out of 422,048).〔 In addition, the federal government distributed $12 million rather than the $192.5 million budgeted for the same time period.〔 In December 2006, a spokesperson for Minister of Human Resources Diane Finley described the launch of marketing efforts to address the low awareness of the CLB program.〔 In a presentation to the ''House of Commons Standing Committee on Finance'' in August 2007, the Canadian Association of University Teachers recommended converting the CLB, Canada Education Savings Grant, and Canada Millennium Scholarship Foundation into one annual needs-based grant program for eligible post-secondary students.〔Canadian Association of University Teachers (2007, August). ''Statement to the House of Commons Standing Committee on Finance regarding the 2007 pre-budget consultations''. Retrieved June 24, 2008, from http://www.caut.ca/pages.asp?page=584〕

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
ウィキペディアで「Canada Learning Bond」の詳細全文を読む



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